Archive for August, 2009

The Consequences of Speeding

Speeding is one of the most dangerous things that your teen driver can do. There are basically four outcomes when your teenager speeds. None of these are good, and I’ll share with you what can happen:

1. Nothing
If you’re lucky, nothing will happen for the time being. You may think, “Well, that isn’t so bad”. I disagree. Why? Because, if they get away with it one time, they do it again and again, risking every time that something worse can happen.

2. Speeding Ticket
Probably the best case scenario, although this can be very expensive. In addition to the fine, your teen will collect points, which can cost as much as $3,000 to $4,000 over the next 3 years.

3. Car Accident
If they are lucky and no one gets hurt, this will also be very expensive. This can cost you $5,000 to $8,000 in insurance points and fines. It may also put you in danger of losing your insurance, especially if you are insured with a preferred carrier.

4. Car Accident with Injuries or Worse…
Most fatal car accidents that involve teens happen because the teen driver was speeding. In some cases, the teen driver survives and others are injured or worse, killed. I can’t tell you how much this will cost you because there is no way to place a value on someone’s life.

So, how can you prevent your teen from speeding?

Talk with your teen, practice with your teen, and set rules. Implement consequences if the rules are broken. And consider installing a GPS Monitoring system in the car that your teen drives – you will receive alerts if your young driver exceeds a certain speed limit. For more information about this system, please contact me at claudia@autohomeboat.com

August 20, 2009 at 5:08 am Leave a comment


McClain Insurance Services

Claudia McCLain
Certified Insurance Advisor and Family Insurance Specialist

"What an exciting time! Getting your driver's license is a such a big step towards independence and adulthood. Congratulations!

Of course, teens and parents experience this time slightly differently... and if you are a parent, your range of emotions probably includes everything from joy and pride to anxiety and worry, and everything in between. Not to mention: Concerns about safety, money, and insurance protection!

This blog is for both teen drivers and their parents, and I hope that some of our tips will help in alleviating some concerns, and in keeping you safe on the road."

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